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About Me

In 2008, during the AIG financial crisis, my wife and I suffered a devastating loss of our retirement savings when the financial firm we trusted went bankrupt. That experience set me on a mission to ensure such a loss could never happen again—not to us, and not to those we care about.

Motivated by that event, I began furthering my financial education so I could assist friends, neighbors, and relatives in safeguarding their assets. To this day, I continue to research and evaluate new financial opportunities, staying up to date with the latest tax regulations and strategies to help others navigate today’s complex financial world.

* Partially disabled Vietnam Veteran (65-66)
* Vice Commander American Legion Post 415 Hartland, MI
* Hartland Chamber of Commerce member
* Community Counsel of Hartland
* Elected Ambassador
* Purdue University Ext. Eastern Michigan University
* Management Degree
* Certified OSHA Trainer
* Attends West Highland Baptist Church
* Elected Deacon
* Ordained Christian Chaplain

Working Independently to Serve You

When you work with me, you’re not dealing with someone pushing company-approved solutions. At Krager Financial Services, my independence means I’m free to offer what’s truly best for you. You deserve tailored advice, not templated plans.

Built Around Your Retirement Vision

If you’re approaching retirement, your financial decisions carry even more weight. That’s why I blend a variety of products to help you:
Always Evolving for Your Benefit
The financial world moves fast—and so do I. I constantly explore the latest benefits, programs, and enhancements to ensure you’re not just keeping up but staying ahead. My clients know that I never stop learning, researching, or improving.
You’re My Only Priority
There are no executive meetings or investor goals driving my decisions. The only agenda I follow is yours. When you work with me, you’ll experience real partnership—grounded in listening, transparency, and action.
Trusted. Proven. Professional.
Being an independent financial advisor isn’t just a title—it’s a responsibility I take seriously. I’ve earned the trust of my clients and industry peers alike, and I bring that integrity into every conversation we have. I’m here to offer you facts, not fluff.

Get Real Guidance

Let’s set aside the noise and focus on your financial goals. Book a free 15-minute consultation and see what it’s like to work with someone who puts your needs first.